ChargeGuard
MastercardProcessing Error

Mastercard 4831Disputed Amount

What it means

The cardholder disputes the transaction amount — it differs from what they agreed to pay or from the authorized amount.

Common causes

  • Incorrect total charged at checkout or terminal
  • Unauthorized tip, fee, or surcharge added
  • Partial capture exceeding authorized amount

Evidence that helps you win

  • Invoice and receipt matching settled amount
  • Authorization record for the same amount
  • Customer email confirmation of order total
  • Refund record if adjustment was made

ChargeGuard auto-collects this evidence the moment a dispute opens.

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Related codes

Other processing error reason codes on Mastercard