VisaConsumer Dispute
Visa 13.8 — Original Credit Transaction Not Accepted
What it means
An original credit (refund) transaction sent to the cardholder's account was not accepted or processed correctly.
Common causes
- Credit posted to wrong account or card
- Credit amount or format rejected by issuer
- Merchant refund failed in processing system
Evidence that helps you win
- Proof of credit submission with reference number
- Processor confirmation of successful credit transaction
- Matching refund amount to original purchase
- Communication with customer about credit timing
ChargeGuard auto-collects this evidence the moment a dispute opens.
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